Buying a home is one of the most important financial decisions you'll make in your lifetime. In 2010, in response to the 2008 financial crisis, the Consumer Financial Protection Bureau (CFPB) was authorized and created under the Dodd-Frank Wall Street Reform and Consumer Protection Act. The CFPB has a very useful tool on its website called "Your Home Loan Toolkit." Although you will receive a copy as part of your disclosure package during the mortgage loan process, we encourage you to read it before you embark on your mortgage adventure. Click on the link below to access your home loan toolkit:
When you're shopping for a mortgage, here are the questions you should ask yourself:
* Am I getting a competitive interest rate with the right mortgage product to suit my situation?
Like the CFPB, we encourage you to shop around. You wouldn't consult a sole professional opinion for any other major financial decision in your life, so why take chances with your mortgage? Once you realize how competitive our rates are, you'll come to us for our superior service and attention to detail.
* Am I maximizing my value proposition?
When you finance your home, whether it’s a purchase or a refinance, you want to make sure that you’re partnering with an advisor who has your best interests in mind. When you work with Moultrie Mortgage to secure your home loan, we consider you a client for life, and we go out of our way to give you superior personalized service to meet your needs. Let us Help You Find Your Way Home.
At Moultrie Mortgage, we understand that your home is your most important investment and it's also your sanctuary. As a partner in the life cycle of your home ownership experience, we want to ensure that you have access to the best vendors and partners to keep your home safe, secure, and well maintained. Below is a list of our preferred vendor partners:
Charleston, Mount Pleasant, James Island, Kiawah, Sullivan's Island, IOP: Hood Hargett Insurance;
Contacts: Cameron McCutcheon (704) 608-8178;
Homeowners, Flood, Coastal, Watercraft, Auto, Umbrella
Charleston, Summerville, and North Charleston: Tidal Creek Insurance;
Contacts: Jeremy Ousley is your property and casualty expert. If you're looking for a no-cost risk assessment, call Jeremy at
Renovation/Remodeling/New Home Construction
Charleston, Mount Pleasant, and surrounding areas: Level Building Projects;
Contact: John Frick
Do you want to buy a home and renovate it to your standards before you move in? Together we can work with John Frick and his team at Level Building Projects. We can bundle the renovation costs with your purchase loan and have Level Building Projects do an assessment, give you an estimate, and help you design your perfect home. Leave the financing up to us.
Custom New Home Construction and Renovations
Charleston, Mount Pleasant, Daniel Island, IOP, Sullivan’s Island and surrounding areas: Nautilus Company; http://www.nautilusco.com/home;
Contact: Bill Payzant (843) 647-6224
We have partnered with Bill Payzant at Nautilus Company as well as a local bank and can tailor construction loan perfect for your new home construction needs. We will work with you and Nautilus and our lending partners to make your new home construction process seamless and headache-free. We provide the permanent financing on the back end, but we partner with the best builders and best lot and construction financiers in the area to make your dream home become a reality.